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Right now, there is an assumption that the US is drastically behind in developing the open banking standards necessary to widespread adoption. The EU, with PSD2, has a strong consumer centric standard, meant to give users more privacy and control of their data and requiring banks to share the data wealth. But, open banking is growing rapidly in the US, despite the lack of a regulator led standard. We spoke with Don Cardinal and Tom Carpenter with Financial Data Exchange (FDX) who are challenging those assumptions and leading toward an industry led standard.

Producers: Roland Bodenham, Senior Video Editor, Ascential
Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20 USA

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20 USA

Guests: Don Cardinal, Managing Director, Financial Data Exchange (FDX)
Tom Carpenter, Director of Public Affairs, Financial Data Exchange (FDX)