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It is hard to transform to digital first, or as our guest co-host Kevin Holditch says, "Replatforming a bank is like swapping out a couple of decades old jet engine, mid flight, whilst being 38,000 feet in the air with an over-pack passenger list." Seems like that might cause a few difficulties, doesn't it?

This is the first of a special series with Form3. Gary Dempsey, Content Lead, Money20/20 EU brings on Kevin Holditch, Head of Platform Engineering at Form3, to co-host. They speak with Jan-Willem Weggemans, Senior Client Partner at Publicis Sapient to unpick the issues as banks take on the Herculean task of replatforming before they get technologically beaten.

__Guest:__
Jan-Willem Weggemans, Senior Client Partner, Publicis Sapient

__Hosts:__
Gary Dempsey, Content Lead, Money20/20 Europe
Kevin Holditch, Head of Platform Engineering, Form3

__Producers:__
Gary Dempsey, Content Lead, Money20/20 Europe
Thomas Cheung, International Marketing Manager, Form3
Roland Bodenham, Senior Video Producer, Ascential