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Fintech investment is exploding. But, with so much investment, valuations are in question. VC money is aimed at breeding unicorns, which are now much less rare, and being created at a rate of two per day. Is this the best way to truly grow and nourish a healthy financial ecosystem and communities? Or is the VC funding model ready to be disrupted as well? We spoke with Bhavik Vasa, Founder & CEO of GetVantage and Saket Kumar, Co-Founder & CEO of Vitt. about plans to fund smaller niche business, and why that can be a win for VC's and consumers, #VentureCapital

__Guest:__
Bhavik Vasa, Founder & CEO of GetVantage
Saket Kumar, Co-Founder & CEO of Vitt

__Host:__
Micky Tesfaye, Financial Journalist, Money20/20
Rachel Morrissey, Executive Producer, MoneyPot Podcast, Money20/20

__Producers:__
Will Haskins, Director of Content, Money20/20 Asia/ Digital
Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential