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AI has a ‘black box’ issue and the lack of understanding about how such systems work can raise concerns about opacity, unfair discrimination, ethics and threats to individual privacy and autonomy. Would it be fair/acceptable if in the future AI used your digital identity and social media posts and decided you have very expensive habits and are thus unlikely to repay your debts? The new AI regulation proposed in the EU aims to address these issues by requesting processes to build, audit and safeguard AI systems. We spoke with Ismini Psychoula, Research Scientist at the OneSpan Innovation Center, about the principles behind the new regulations, and how to ensure trustworthiness and fairness in financial services.

__Guest:__
Ismini Psychoula, Research Scientist, OneSpan Innovation Centre
APRIL- Autonomous Podcasting Robotic Intelligent Lifeform

__Host:__
Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Executive Producer, MoneyPot, Money20/20

__Producers:__
Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Rachel Morrissey, Executive Producer, MoneyPot, Money20/20